Platinum Packages
USD Based Plans
Package Overview
About Platinum Packages
The Platinum Package offers comprehensive health coverage at an affordable price. Designed to meet a wide range of healthcare needs, this plan ensures that you and your family have access to essential medical services without financial strain.
The Platinum Package provides extensive medical services, including GP consultations, emergency care, specialist consultations, dental and optical services, and hospitalization. Our plan is designed to offer the best value for your healthcare needs.
What Does Platinum Package cover?
- General practitioners’ Consultations and Treatment
- Specialist(consultations and Treatment)
- Accidents
- Maternity
- Blood Transfusion
- Funeral Assist Pay Outs
- Dental (Consultation, Extraction and Fillings)
- Optical (Refraction, Lenses and Frames)
- Hospitalization (Admissions)
- Pathology
- Radiology
- Ambulance
- Drugs(At selected facilities)
The Platinum Package offers:
• Multi-level options to cater for top executives right down to shop floor employees.
• A tiered structure of benefits with corresponding contributions.
• Cover for medical treatment in Zimbabwe
Why Trees?
Trees hold a sacred place in our culture. They are used for community gatherings, as shelter and protection, to nourish and to provide. Throughout history, trees have held a worldwide significance. Amongst many other things, they represent growth, strength, transformation and LIFE. Our Classic Plan schemes are all named after trees found in Zimbabwe because at BonVie, we celebrate LIFE, growth and protection.
Plans & Benefits
OAK PLAN
The Oak plan is aimed at Executives and has the following benefits:
- Access to annual Wellness & Prevention checks.
- Covers medical treatment in Zimbabwe.
- Road evacuation within Zimbabwe for upgrade of care.
- Provides access to all private hospitals across Zimbabwe.
- Provides access to a private ward in a private hospital.
TEAK PLAN
Recommended for Senior Management, members on the plan can enjoy the following benefits:
- Access to annual Wellness & Prevention checks.
- Covers medical treatment in Zimbabwe.
- Road evacuation within Zimbabwe for upgrade of care.
- Provides access to all private hospitals across Zimbabwe.
- Provides access to a private ward in a private hospital.
MUKWA PLAN
Recommended for Middle Management, members on the plan can enjoy the following benefits:
- Access to annual Wellness & Prevention checks.
- Covers medical treatment in Zimbabwe.
- Road evacuation within Zimbabwe for upgrade of care.
- Provides access to all private hospitals across Zimbabwe.
- Provides access to a private two-bedded ward or general ward in a private hospital.
MUKWA LITE
Recommended for Supervisors, members on the plan can enjoy the following benefits:
- Access to annual Wellness & Prevention checks.
- Covers medical treatment in Zimbabwe.
- Road evacuation within Zimbabwe for upgrade of care.
- Covers private hospital equivalent to Grade B and below.
PINE PLAN
This plan is recommended for general staff and is limited to Government, mission, and municipal hospitals. Members enjoy the following benefits:
- Access to annual Wellness & Prevention checks.
- Covers medical treatment in Zimbabwe.
- Road evacuation within Zimbabwe for upgrade of care.
Platinum Package Rates
PLATINUM MONTHLY CONTRIBUTION RATES effective 01.02.2024 (USD)
CORPORATES (+30 Principal Members/Employees)
| MEDICAL AID PLAN | ANNUAL COVER | ADULT | CHILD / STUDENT | SENIOR |
|---|---|---|---|---|
| Oak | 80,000 | 115 | 81 | 138 |
| Teak | 45,000 | 99 | 69 | 127 |
| Mukwa | 25,000 | 66 | 46 | 77 |
| Mukwa Lite | 10,000 | 38 | 27 | 50 |
| Pine | 4,500 | 15 | 15 | 20 |
| MedAccess | 2,000 | 5 | 5 | 9 |
SMEs (5 to 29 Principal Members/Employees)
| MEDICAL AID PLAN | ANNUAL COVER | ADULT | CHILD / STUDENT | SENIOR |
|---|---|---|---|---|
| Oak | 80,000 | 144 | 101 | 172 |
| Teak | 45,000 | 124 | 86 | 158 |
| Mukwa | 25,000 | 83 | 53 | 97 |
| Mukwa Lite | 10,000 | 48 | 34 | 63 |
| Pine | 4,500 | 19 | 19 | 25 |
| MedAccess | 2,000 | 5 | 5 | 3 |
INDIVIDUAL (1 to 4 Principal Members/Employees)
| MEDICAL AID PLAN | ANNUAL COVER | ADULT | CHILD / STUDENT | SENIOR |
|---|---|---|---|---|
| Oak | 80,000 | 210 | 158 | 277 |
| Teak | 45,000 | 140 | 105 | 185 |
| Mukwa | 25,000 | 110 | 83 | 145 |
| Mukwa Lite | 10,000 | 70 | 53 | 92 |
| Pine | 4,500 | 25 | 25 | 33 |
| MedAccess | 2,000 | 5 | 5 | 9 |
NB: AGE RANGE
- Adult: 18 – 65 years
- Child: 0 – 17 years
- Student*: Up to 23 years of age
- Senior: 65+ years
* This rate applies to those above 18 years but are still in school and is only applicable upon presentation of a confirmation letter from University or College.
Waiting Periods
| Waiting Periods | Duration |
|---|---|
| General waiting period | 3 months |
| Upgrading package | 3 months (must remain for 12 months before upgrading) |
| Hospitalisation | 6 months |
| Dental | 6 months |
| Pre-existing chronic disease medication | 6 months |
| Specialist treatment | 6 months |
| MRI & CT scans, Radiology, Nuclear medicine | 6 months |
| Elective surgery | 6 months with authorization |
| Orthopedic appliances | 6 months (wheelchair excluded) |
| Maternity | 9 months |
| Geriatric nursing homes | 12 months |
| Downgrading package | 12 months |
| Foreign Treatment | 12 months |
| Optical appliances & cataract extraction | 12 months, then 24 months for subsequent collection of spectacles |
| Haemodialysis | 24 months |
| Chemotherapy and Radiotherapy | 24 months |
| Internal and External prosthesis | 24 months |
| Orthodontic and periodontic | 3 years |
| Waiting periods apply but may be amended at the board's discretion for corporates who have 50 principal members and above. | |
