Classic Packages
Local Currency(ZWG)
Package Overview
About Classic Packages
The Classic Package offers comprehensive health coverage at an affordable price. Designed to meet a wide range of healthcare needs, this plan ensures that you and your family have access to essential medical services without financial strain.
The Classic Package provides extensive medical services, including GP consultations, emergency care, specialist consultations, dental and optical services, and hospitalization. Our plan is designed to offer the best value for your healthcare needs.
Members on the Charter Family Product package enjoy better benefits directed at primary health care.
What Does Class Package cover?
- General practitioners’ Consultations and Treatment
- Specialist(consultations and Treatment)
- Accidents
- Maternity
- Blood Transfusion
- Funeral Assist Pay Outs
- Dental (Consultation, Extraction and Fillings)
- Optical (Refraction, Lenses and Frames)
- Hospitalization (Admissions)
- Pathology
- Radiology
- Ambulance
- Drugs(At selected facilities)
The Classic Package offers:
• Multi-level options to cater for top executives right
down to shop floor employees.
• A tiered structure of benefits with corresponding
contributions.
• Cover for medical treatment in Zimbabwe
Why Trees?
Trees hold a sacred place in our culture. They are used for community gatherings, as shelter and protection, to nourish and to provide. Throughout history, trees have held a worldwide significance. Amongst many other things, they represent growth, strength, transformation and LIFE. Our Classic Plan schemes are all named after trees found in Zimbabwe because at BonVie, we celebrate LIFE, growth and protection.
Plans & Benefits
OAK PLAN
The Oak scheme is aimed at Executives and has the following benefits:
- Access to annual Wellness & Prevention checks.
- Covers medical treatment in Zimbabwe.
- Road evacuation within Zimbabwe for upgrade of care.
- Provides access to all private hospitals across Zimbabwe.
- Provides access to a private ward in a private hospital.
TEAK PLAN
Recommended for Senior Management, members on the scheme can enjoy the following benefits:
- Access to annual Wellness & Prevention checks.
- Covers medical treatment in Zimbabwe.
- Road evacuation within Zimbabwe for upgrade of care.
- Provides access to all private hospitals across Zimbabwe.
- Provides access to a private ward in a private hospital.
MUKWA PLAN
Recommended for Middle Management, members on the scheme can enjoy the following benefits:
- Access to annual Wellness & Prevention checks.
- Covers medical treatment in Zimbabwe.
- Road evacuation within Zimbabwe for upgrade of care.
- Provides access to all private hospitals across Zimbabwe.
- Provides access to a private two-bedded ward or general ward in a private hospital.
MUKWA LITE
Recommended for Supervisors, members on the scheme can enjoy the following benefits:
- Access to annual Wellness & Prevention checks.
- Covers medical treatment in Zimbabwe.
- Road evacuation within Zimbabwe for upgrade of care.
- Covers private hospital equivalent to Grade B and below.
PINE PLAN
This scheme is recommended for general staff and is limited to Government, mission, and municipal hospitals. Members enjoy the following benefits:
- Access to annual Wellness & Prevention checks.
- Covers medical treatment in Zimbabwe.
- Road evacuation within Zimbabwe for upgrade of care.
Classic Package Rates
CLASSIC MONTHLY CONTRIBUTION RATES effective 25.11.2024 (ZWG)
CORPORATE RATES
| MEDICAL AID PLAN | ANNUAL COVER | ADULT | CHILD / SENIOR | STUDENT |
|---|---|---|---|---|
| Oak | 2,240,000 | 5,092 | 3,596 | 6,164 |
| Teak | 1,260,000 | 4,212 | 2,931 | 5,411 |
| Mukwa | 700,000 | 2,730 | 1,933 | 3,199 |
| Mukwa Lite | 280,000 | 1,551 | 1,084 | 2,051 |
| Pine | 126,000 | 592 | 591 | 798 |
| MedAccess | 56,000 | 181 | 181 | 325 |
SMALL AND MEDIUM ENTERPRISE RATES
| MEDICAL AID PLAN | ANNUAL COVER | ADULT | CHILD / SENIOR | STUDENT |
|---|---|---|---|---|
| Oak | 2,240,000 | 5,786 | 4,086 | 7,004 |
| Teak | 1,260,000 | 4,787 | 3,331 | 6,148 |
| Mukwa | 700,000 | 3,103 | 2,197 | 3,635 |
| Mukwa Lite | 280,000 | 1,763 | 1,232 | 2,330 |
| Pine | 126,000 | 673 | 672 | 907 |
| MedAccess | 56,000 | 181 | 181 | 325 |
INDIVIDUAL RATES
| MEDICAL AID PLAN | ANNUAL COVER | ADULT | CHILD / SENIOR | STUDENT |
|---|---|---|---|---|
| Oak | 2,240,000 | 5,786 | 4,086 | 7,004 |
| Teak | 1,260,000 | 4,787 | 3,331 | 6,148 |
| Mukwa | 700,000 | 3,103 | 2,197 | 3,635 |
| Mukwa Lite | 280,000 | 1,763 | 1,232 | 2,330 |
| Pine | 126,000 | 673 | 672 | 907 |
| MedAccess | 56,000 | 181 | 181 | 325 |
Notes
- Corporate account has 30 principal members and above.
- SME account has between 10 to 29 principal members.
- An adult member is between the ages of 18 to 64 years.
- A senior member is 65 years and above.
- Child dependent is from 0 to 17 years.
- Student rate applies to those above 18 years but up to the age of 23 years whilst still at a college or university (confirmation letter is required).
Waiting Periods
| Waiting Periods | Duration |
|---|---|
| General waiting period | 3 months |
| Upgrading package | 3 months (must remain for 12 months before upgrading) |
| Hospitalisation | 6 months |
| Dental | 6 months |
| Pre-existing chronic disease medication | 6 months |
| Specialist treatment | 6 months |
| MRI & CT scans, Radiology, Nuclear medicine | 6 months |
| Elective surgery | 6 months with authorization |
| Orthopedic appliances | 6 months (wheelchair excluded) |
| Maternity | 9 months |
| Geriatric nursing homes | 12 months |
| Downgrading package | 12 months |
| Foreign Treatment | 12 months |
| Optical appliances & cataract extraction | 12 months, then 24 months for subsequent collection of spectacles |
| Haemodialysis | 24 months |
| Chemotherapy and Radiotherapy | 24 months |
| Internal and External prosthesis | 24 months |
| Orthodontic and periodontic | 3 years |
| Waiting periods apply but may be amended at the board's discretion for corporates who have 50 principal members and above. | |
